Have you ever wondered what it feels like to be retires? I am personally have not been working and does not need to look for work for the foreseeable future. With that in mind, I have been living the financially independent route and have been enjoying every aspect of it. With that in mind, let me share with you what you could expect if you reach this certain milestone in the future yourself.
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I retired for 5 years once and I felt like total s---. I know I did it all wrong but heres a few things that happened. I had no energy, I didn't look forward to anything. I felt like a bump on a log. I even got soo lazy it even bothered me to take daily showers. Now that im working I have alot of energy. I look forward to the weekends and I just feel alot better.
+BeatTheBush I think thats what my problem is. I don't really do anything in life. I just work hard and save every penny. I need to find some sort of activity or find more friends to hang around with.
Problem is when you are forced to make up for non performers you’re giving the max and then the mgrs want you to do more as they trust you when you should be rewarded for going home on time or given at least a 3-4 hour OT shift when the extra work is there. Instead you’re expected to be a yes woman or man while a criminal sucks your energy dry with no conscience. When orgs hire schedule A’s in mental fields it means their work is the teams and we get nothing for it until we leave.
At least if you are a top performer you have higher job security. Just don’t ever be last. Average on the other hand is excruciatingly slow and soul sucking if you normally want to be as fast as possible.
I think when you retire very early, lots of friends will either feel sorry for you thinking you made a mistake, how will you get by, or they will envy you and think how can you be so selfish. But in the end you have to do what is right for you.
I retired at 45 two years ago after 23 years working full time and saving/investing...it was the best decision I ever made. I'm financially independent now. The time flies by so fast. 1 week feels like a few days.
In retirement. I wasn't sure if i getting bored after 1 year not working, so I told to myself "i'm going on a 1 year sabbatical and see if it goes", but i'm so happy with my current life (time flies). No stress and no obligations. Just relaxing and spend my time on my hobbies. I've more energie and picked up old hobbies that I stopped 25 years ago.
In my experience the employers didn't want workers and the employees were miserable, especially after a few decades of work. I'd also buy more high carb food and gas while working. I've met a few people who didn't waste their youth excessively working, and they had the experiences they want and are more pleasant and less resentful. Really, the older people who talked to me about working all their lives tend to also say things resentful of dark people. I knew it would be tight to quit my job, but I knew I wanted to be a scientist instead and I never get the anxiety of wasting time like I did at work. I can't afford to move to a town or city to meet others like me. It would help if city metros visited villages.
Yeah, long commutes to work everyday is a waste of time and builds up a lot of stress. I'm lucky I found a decent career only 12 miles away from home. I'd love to retire now and travel the world, but if I don't hold a job, I will be dirt poor by the time I'm 50. I like your consequences of early retirement. :D
Been watching your videos for a while and this is fascinating. I do enjoy working in biomedical research but always wonder what it would be like to completely depend on ME for all my income. Thanks for the inspiring video !
Even though I´m going to study to be an engineer this year, I really would like to start my own business or sell some sort of product. That to me would be great because unlike starting a restaurant or other service-based business, the income kind of accumulates in the background with minimal work, leaving me to focus on my own projects and live my life how I see fit.
Do think you might ever go back to work in the future? What about marriage and family, or is that not a part of your long-term goals. It would be interesting to see how semi-retirement would work with a family.
My advise to u. Quit your job. Get more money in another company and continue quitting and gttting more jobs.
I started with a 30k job 3 years ago. And now in 2018 I'm on my 6th job and make 62k.
30 to 38k. 38k to 48k. 48k to 60k are some examples. I now make more than the median household income with is around 57k I believe. And I can save 2k everymonth
I see ppl crying cuz they don't get a raise or hve been in same compnay 10 years. I get 25% raises just by finding other jobs.
U can either waste ur time in a bad company or quit a job every 6 months until u make above 60k. Which less 60% of thr population makes
That's what works for me :)
Hey BeatTheBush, I really enjoy your videos and value your financial videos. Can you do more on making extra income from side hustles, or reviews of the online income (that are legit and not a waste of time) for example: ibotta, ebates, etc.?Denetra H.
You make fascinating videos. The variety of your topics is amazing and always either helpful or interesting to think about. Your editing skills keeps your videos fast moving and on point.
I claimed Social Security, but still work. I still need the money, and I think for many who do not retire, it is because people get bored and cannot or do not have enough projects, hobbies or friends to fill their time. Many start feeling irrelevant and without purpose to anything outside themselves. I work part-time. It is enough to keep me involved, while allowing me ample personal time. For me, it's the best of both worlds. When work takes up all my time (in the past) I saw life slipping away on the altar of corporate America. There was no balance. So part-time became my goal, and I never worked full-time again since my mid-fifties. If we all worked as hard on carving out a financial picture as we do on working for someone else, we would be better off.
Thanks! And all thanks to my spastic interest in everything.
How can anyone not have enough hobbies to fill their time? I think it takes practice. Or maybe it's based on personality.
Instead of working part-time which I equate to just throwing away your time, you could work on a hobby that makes you money. When you have that goal, that hobby becomes an incredible time sink. You can funnel as much time as you want into it and it will never stop needing more. You actually have to limit yourself from spending all your time with it and have to stop and do other social activities on purpose.
Hello Beatthebush. Btw I love your videos.
Here is my situation. Last year in June I was 20 and got sold a life ins / retirement acct policy with transamerica. I'm paying $100 total each month with automatic payments. I have no children or defendants m, the beneficiary is my mom. I'm thinking about canceling this policy bc I've been told it's too expensive, and that I don't need it because of my age and the fact I have 0 dependents. I'm already leaning towards canceling but before I do anything else I want to hear what your thoughts are.
Depending on the policy, you might want to check if you can sort of cash out the value. Yes, its true, if you have no one to leave the money to that is dependent on you, then why do you need it? You'll be dead by then. However, you might consider if you want to keep it if maybe later on you do have dependents. All of this depends on the terms of your policy.
BeatTheBush do you want to have a plan? When I had lots of free time I achieve about two things per day. But when working I can still achieve two things. So what s the point of not working? It didn't make me productive. Also it was kind of torture to have too much energy to sleep ... That's what I found. Now I enjoy interacting with people at work and having projects going on at the same time. Becoming financial independent is wonderful. But life has more meaning than that.
Not retired but I have managed to reduce my professional career to a small sliver of my time. It seems like the only way to live like a real human being. 99% of people don't have the time to take care of themselves, learn, or grow I find it very sad. Way to take the plunge.
This elongation of time doesn't last long. In fact, after you get to your upper 30's, early 40's, 6 hours feels like 1 hour. At work, on the couch, in front of the computer, at the dining table, with your family, when you're super busy, when you're not busy at all, time just disappears. Enjoy your extended free time now.
This is why I love working 12hrs shift. I work 3 or 4 days/week alternating, and get 3-4 days weekend in return. This puts me at 84hrs of work bi weekly vs the normal 80hrs, but I also save time from commuting and getting ready for work and all that. Lots of pros and cons.
I’m a classic type A personality. I took a “forced” retirement and it was so boring the first few months. Medical appointments ate up a good portion of my time. Now, healthy, 18 years have flown by. I do get more compliments on my complexion, stress will make you look old. I love being able to read whatever whenever. The old bucket list has long since been finished. Now, if I see something interesting, I’ll just go and do it. Gasp! I had to edit 3 times. Right hand in a cast.
BeatTheBush the completed bucket list were fairly easy. I don’t make a bucket list anymore, if I see something I want to do, I just do it then. I doubt I’ll be physically able to climb Mount Everest, but I was happy knowing I hiked the Blue Ridge Parkway in North Carolina. Learning to paint better with oil paints is just a work in progress. Travel around the World. Did it twice. See Jeju Island in Korea, tickets booked. See Japan’s Lavender fields, planning for 2019. https://www.japan-guide.com/e/e6826.html. Irritate Beat the Bush with funny old lady videos? Ongoing. Take to the stage and perform ballet with my daughter and granddaughter, I’m choreographing that now. Three generations of Prima Ballerinas is amazing. Take two semesters of any college/university, BUT I want to live in the dorms like an incoming Freshman. The World is so big and there are so many things to do.
Thanks for the reply. I have 2 kids and I can honestly say that they are the biggest drain on my/our resources than anything else (although I love them and wouldn't change it of course). I've watched many of these type of retirement videos and none of them seem to include kids. I guess this type of lifestyle is probably impossible if you have kids.
you're a very wise young man, so glad i watched your video, for me, it's been hard when i was in high school my big brother was working at the United States post office he said when i graduate that's where I'll have a job but a few months later he became seriously ill and passed away from that point on everything went wrong, i had to drop out of high school to help my mom and dad every job was low paying and didn't last two years before either laying off or going out of business, always had jobs that didn't provide any benefits, but i made a promise that if some how i get a chance I'll never work past sixty, and when i found a job that i could hold long enough i saved and saved and never created debt, then came the financial collapse in 2008 and when the fat guys ran out, i ran in, retired at sixty and now receiving my soc. security benefits with a great expense account and a super passive investment income that's making plenty of money so enjoy your early retirement young man everyday is a holiday i can tell you now, they are for me..
I agree 💯 times I do no shopping on Saturday's all the craziness poeple are out . Many years ago I wait for a job interview , and the everything was going great , and the guy said to you can call out 5 times year , I started thinking " let's see there's 12 months in a year " I don't think I'm going to make 6 months , didn't answer the phone when they called . I have not to a job in ten years . Poeple you know that have to work in the back of their minds , hate you for it .
You are totally right. Even my airsoft todo list is inflated even though that is something fun to do. For example I have this M16 replica that I want to convert to a DMR and it is almost ready except the gearbox because that would take several hours to do and then the next day I wouldn't have energy to go to work. So I can either sacrifice one of my Sundays or only do small steps at a time and then leave the disassembled parts on the table - neither of them is my favorite choice.
I have been watching your videos for a while; I feel your video style is showing a way to explain yourself in your current situations of the choices you have made. It feels like you are trying to find people or audience who are more or less agreeing to your views rather than giving them insightful advices in life(i originally watched your videos because I find it inspiring to think differently in an insightful way). Furthermore, I have a feeling now that deep in your thoughts, you are regretting quitting your job(maybe I am totally wrong about it but I see you mention that 'you were making 6 figures' in most of your previous and this videos). Overall, I think you can plan out a better lifelong goal to inspire people and really leave an awesome legacy behind during or after the later stages of your life. All in all, I wish the best of you.
How am I so rude? I am just giving you some feedback based on what you were saying. If I am wrong please try to prove or show I am wrong instead of assuming my comments are ill-mannered. Overall, I feel you are trying to justify your role and your life choices. And now I feel you are a bit bigot now. Have a good time justifying yourself further.
Overall pretty rude comment to make so many assumptions. Based on what you said, I think I can assume you are not a retired person? Let me know if I am wrong. So if you are not, then it's likely better to say where you are is best rather than have tried both and say for certain which is better, retried or not.
For those in the comments that said they are retired, they overwhelmingly said it is by far better than working. I don't even have to think for a split second if this is true. It is.
Retirement, age 65, is a sad place to be. My parents became ill. Live now. My husband and I kayak, two weekdays/week, in the warmer months (Canada). It's a great workout and so relaxing. Do the nature walks/biking on trails with friends and family, now. Travel, if that's your thing. We should not wait for age 65. Work/Live at the same time. This was a great video. We're self-employed as well.
Yeah, too bad I don't want to be a housewife for anyone else. It only works for me and my own stuff. I am open to finding an option to earn though. Maybe it will come if I don't give up on it. Thanks, BtB
I felt the same way when I left my corporate job and became a college professor. Because I was very good with managing my time, I was able to get a lot of things done between class lectures. However, note once you have kids, you will feel you never have enough time.
I noticed a comment below where the person asked what to do if one fell into a (lazy) funk. The problem with many wage earners is that they are in the mindset of having someone else telling them what to do. If they are able to shift themselves into an early retirement, the problem of wasting the day would probably have already been avoided/addressed since getting into early retirement took a certain amount of motivation and planning. I have noticed that young veterans come out of the service and stall horribly. They come out of a situation of having their entire day planned out for them by someone else, and when exiting the service, they come home and just sit there with no plans and fall into depression.
Dear Bush.. Since you were in an intensive job and probably fighting the commute in both directions during the week, this saying might resonate in your mind; "I'm too busy working to make any money". Forest Gump said something like this.. "You only need money to eat and have a house.. the rest is just to show off". I know a single mom who is practically pulling her hair out because her daughter has destroyed her computer for the second time with liquid spills.. and of course, the girl must have another $2000 Apple computer (because everyone at school has one.. along with the latest I-Phone and Watch) The youth are being trained at a very young age "Why shouldn't I have the best..? I'm worth it", guaranteeing the next generation of consumers. (I guess one can argue the definition of "What is best")
It appears that at least one of the consequences of early retirement is a growing community of stuffies to support...😄
Everything you've said in this video is something I've thought my self at one time or another. I really like how you think. It would take me at least ten years to get through my current personal to do/ wanna do list, so I also look forward to early retirement. Or rather, if I retired right now, I'd be so busy with my other stuff that I wouldn't even notice.
BeatTheBush Done that more than once. I still didn't have enough time to get everything done that I wanted to.
* Just noticed that Autocorrect tripped me up in my original comment... I meant "community of stuffies", not "studies", LOL. Fixed it now. Freakin Autocorrect. Sheesh.
It's good to have a long list of things you want to do. Sounds like you are ready to retire in that sense outside of the money factor. One can always do a test run by taking a week off and pretend you are retired rather than travelling.
so do you also do engineering related activities? Do you think you will forget any of that? if you were to go back to that kind of job years from now do you think your knowledge would be outdated by then?
I have no idea. During my engineering, I seem to do higher and higher level things and even switching from one concentration to another. Then again... core principles never gets out dated. I = c*dv/dt lol
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